Shanghai Advanced Institute of Finance (SAIF)

Sustainable Finance

Digital Finance

Sci-Tech Innovation Finance

About SAIF ThinkTank

SAIF ThinkTank is the research platform of Shanghai Advanced Institute of Finance, Shanghai Jiao Tong University. Leveraging SAIF's research strengths and collaborating with domestic and international experts and scholars, it focuses on overarching, forward-looking, and strategic matters integral to Shanghai's growth as an international financial center. Aligned with national economic and financial strategies and policy frameworks and adhering to the objective of cultivate a robust financial system, SAIF ThinkTank conducts in-depth research in critical areas including sci-tech innovation finance, sustainable finance, and digital finance.

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Research Team

SAIF ThinkTank, as the research platform of SAIF, leverages the institute's robust research capabilities while engaging domestic and international experts and scholars. It cultivates young research talent through initiatives. An initial cohort of researchers was developed to focus on policy and strategic analysis, establishing a sustainable, multi-tiered research framework. This enables SAIF ThinkTank to effectively address research directives from governmental entities and respond to specialized research needs.

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Accomplishments

[SAIF ThinkTank Brief Report] Issue 77 - AI and the Future of Financial Markets

The rapid advancement of artificial intelligence (AI) technology, particularly the emergence of large models like DeepSeek, has profoundly impacted financial markets. Under the guidance of the Pudong New Area CPPCC, the Shanghai Advanced Institute of Finance at Shanghai Jiao Tong University and the Macau Institute of Financial Technology Innovation at the University of Macau jointly hosted a closed-door symposium titled “The Future of AI and Financial Markets,” exploring the influence of AI on financial markets.
[SAIF ThinkTank Key Report] Issue 80 - Tracking Study on Macroeconomic and Financial Policies and Situation in Hong Kong, China, 2024

Amid the wave of global economic integration, Hong Kong, China has emerged as a vital hub for capital flows and financial innovation, leveraging its unique geographical location, highly developed financial markets, and mature regulatory framework. However, as the global economic landscape continues to evolve, factors such as trade frictions, geopolitical risks, and policy adjustments in major economies present new challenges and opportunities for Hong Kong's macroeconomy and financial markets.
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Publications

Solving the Puzzle of the Personal Loans Industry via Law and Fintech

Author: The SAIF ThinkTank joint project team of the Applied Research of Law and Fintech in Resolving Individual Credit Risk Publication time：2024-3

Given the high level of personal loan defaults in recent years, stakeholders are finding it increasingly difficult to eliminate risk. At the same time, as laws and financial technologies are rapidly evolving and expanding to cover a greater range of application scenarios, personal loan disputes are now largely dealt with via legal proceedings. Therefore, it has partly optimized traditional ways of handling personal loan cases, guaranteed stakeholders’ legal rights and interests, and advanced the development of a high-integrity law-based society. Based on the research and analysis of related laws and fintech applications from China and beyond, this book offers nine specific suggestions to resolve individual credit risk through the application of law and fintech, four suggestions on how to develop well-regulated third-party law and fintech platforms, and an outlook for future growth of the industry, aiming to provide useful references to address commonly seen issues in personal loans.
Shanghai International Financial Center Construction Series Report 2022

Author: The SAIF ThinkTank project team of the Shanghai International Financial Center Construction Series Report Publication time：2023-10

With the aim of building itself into an international financial center with global influence by 2035, Shanghai is making great efforts to tackle new challenges and further enhance its financial capacities. Against this backdrop, the report presents the results of in-depth research from multiple perspectives, including green finance (published separately), sci-tech innovation finance, fintech, asset management, the cross-border use of RMB, financial opening-up in the Pudong Pioneering Zone, and integrated financial development in the Yangtze River Delta region. The report also consists of suggestions and prospects on improving financial functions and urban capacities, contributing to Shanghai’s further development as an international financial center. It is an insightful reference for economic and financial researchers, government officials and corporate managers.
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